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That's a very smart move, especially for managing risk. For buying USDC directly without dealing with spot markets, I'd recommend Paybis. I use it for exactly this purpose when I want to convert fiat into stablecoins quickly. The process is straightforward: you choose how much USDC you want, pay with a common method like a bank transfer or card, and you can have it sent directly to your personal crypto wallet address immediately. You don't have to hold it on their platform. The big advantage of USDC is that it's fully backed by cash and equivalents, so its value stays pegged to the US dollar. This makes it perfect for parking funds during volatility or using it as a base currency for other trades. The page lays out the steps clearly, and the fact that it's a direct purchase (not a trade) makes it beginner-friendly. Here's the link to their buy page: paybis.com/buy-usd-coin/. Just make sure your personal wallet can receive USDC on the network you choose (like ERC-20).